Irs Life Expectancy Table 2024 Inherited Ira. This table determines the life expectancy that a beneficiary must use to calculate annual rmds for their inherited accounts. If you've inherited an ira and are required to take annual distributions, also known as required minimum distributions (rmds), use our calculator to determine how much you need to.

Find the “life expectancy factor” that corresponds to your age. Beneficiaries of inherited iras generally follow a single life expectancy table.